Reporting a scam in Nigeria

First hour, in order

Call your bank. Call your bank immediately and ask for a lien on the receiving account.
Stop paying. No fee, tax or "release payment" ever unlocks money that does not exist.
Screenshot everything before you delete an app, block a number or close an account.
Then report using the routes below. Reporting is slower than the bank call, and less urgent — but it is what produces enforcement.

The EFCC is Nigeria’s financial-crime agency and takes reports of fraud including advance-fee schemes. Investment schemes should be checked against the SEC register before any money moves.

Where to report

Economic and Financial Crimes Commission (EFCC)

Open the reporting page

Also worth using

Nigeria Police Force — National Cybercrime Centre
Cybercrime reporting.
Securities and Exchange Commission Nigeria
Check whether an investment scheme is registered; SEC publishes warnings on Ponzi schemes.
Central Bank of Nigeria consumer protection
Complaints about banks and payment providers.

What not to do

Do not pay anyone to recover your money. No legitimate service charges an up-front fee to get stolen funds back, and people who have just been scammed are the primary market for recovery scams.
Do not use contact details the scammer gave you — not the phone number, not the "support" chat, not a link in a message. Look the agency up yourself.
Do not delete the evidence. Apps, chats, wallet addresses and transaction IDs are what make a report actionable.
Do not send one more payment. This is where most of the largest losses happen.

Sources

Agency names, URLs and phone numbers were checked on 2026-09-06. Government contact details do change — if something here is wrong, please tell us.

Economic and Financial Crimes Commission. EFCC, Nigeria. Accessed 2026-09-06.