16 yearsapart, between two FTC alerts warning about the identical credit card robocall script
The FTC's consumer alerts about this exact credit card interest rate robocall are dated April 2010 and April 2026, 16 years apart, describing the same script both times.
The 2026 alert adds a new detail: scammers now use the last four digits of a Social Security number, a zip code or an exact card balance to sound legitimate before asking for money.
Source: US Federal Trade Commission · US Federal Trade Commission. Read more: credit card interest rate reduction scam